Consumer Real Estate News


    • 5 Tips for a Stress-Free Morning

      28 September 2021

      (Family Features) Mornings are often the most important part of the day – they can make or break your mood and set the tone for all of your to-dos. To help combat the hecticness that can arrive when the sun comes up, consider these five tips for a stress-free start to the day.

      Fine-tune your fashion at night. Whether you are focused on getting yourself out the door or have kids who need to get to school, planning what to wear the night before can help save time. When the clock is ticking and you have somewhere to be, the fear of a missing shoe or misplaced accessory can throw everything off. 

      Express gratitude. Take a few moments after rising to jot down or be mindful of a few things you are grateful for, no matter how big or small. Starting the day in a positive state of mind can lift your mood and provide residual benefits throughout the day.

      Organize what leaves with you. Designate a place where everyone can stash the things they need to take when they leave the house – whether it’s a backpack, purse, briefcase or gym bag. When you return home at night, empty used or unneeded items and replace them so you can grab and go in the morning.

      Boost your breakfast routine. While cereal or toast are easy standbys, certain days call for a more savory breakfast. Skip dirtying dishes at home and snag Wendy’s on-the-go. Breakfast becomes a breeze with craveable breakfast sandwiches like the Sausage, Egg & Swiss Croissant or Bacon, Egg & Swiss Croissant, both made with fresh-cracked eggs and housed on warm, flaky croissants. For caffeine lovers, grab a hot coffee made with 100% Arabica beans, cold brew coffee steeped for 12 hours or a one-of-a-kind Frosty-ccino – cold brew coffee topped with Frosty creamer – for that extra kick to jump start your day. See the complete breakfast lineup at Wendys.com or on its mobile app.

      Avoid distractions. If you’re like many people, reaching for your phone is the first thing you do after opening your eyes. However, this trap can get you sucked into emails, scrolling through your newsfeed or falling into a social media rabbit hole, which devours precious time. Force yourself to leave your phone and other similar distractions out of your morning routine to get out the door more efficiently.

      No one wants to start the day in chaos. Simple time management and planning can help make hectic mornings more enjoyable and productive.

      Published with permission from RISMedia.

    • Sleep Your Way to Better Skin

      28 September 2021

      Most people start their day with a facial moisturizer, sunscreen and maybe even a bit of artfully applied makeup to make skin look its best. But dermatologists say the time you spend in bed overnight has the most effect on your skin. That’s because resting helps repair the damage that occurs to your skin by environmental factors and other stressors during the day. Following a simple nighttime routine is the best way to better skin.

      • Wash the Day Away - Sleeping with makeup on can wreak havoc on your skin. Make sure your face is clean by washing off not only your makeup, but the oils, pollution and debris that assaulted it during waking hours. Use a moisturizing cleanser that won’t strip your skin of natural oils.
      • Hydrate - Apply a rich emollient cream packed with lipids and ceramides, which are easily absorbed into clean skin. You may also want to use an eye cream, neck cream and a petroleum-based lip ointment.
      • Add Retinol or Mask - For maximum anti-aging benefit, add a retinol serum and/or a facial mask to your nighttime routine several nights a week.
      • Change Your Position - There are frictional forces at play while we sleep that can accelerate aging. The best way to sleep is on your back, so that none of the skin is pushed up against a pillowcase. Sadly, sleeping on your side can cause wrinkles.
      • Keep the Bedroom Cool - A cool room can help you sleep better, because heat can cause perspiration that aggravates acne or other skin conditions. If you have very dry skin, consider a humidifier in the bedroom.
      • Get Enough Sleep - Metabolism slows down when we're sleeping, which allows the body to direct all of its energy to healing just about everything. Eight hours of sleep a night is fine, experts say, but nine is even better.

      Published with permission from RISMedia.

    • The City or the Suburbs? Pros and Cons of Living in Each

      28 September 2021

      Depending on where you are in life, you might benefit more from living in the city as opposed to living in the suburbs, and vice versa. If you're thinking about a move, here are some potential pros and cons of living in each type of environment to consider:

      Suburbs: The Pros
      Living in suburbia is great if you plan to raise children. Since you'll likely pay higher property taxes in a suburban area, there's more money available to pay for public education. Suburban schools will often benefit from a bigger budget when compared to city schools.

      Next, living in the suburbs is typically calm and quiet. The noise levels are lower than those in a big city. You'll have fewer sirens and honking horns and less busyness, in general, when living in a suburban area.

      The cost of living is typically cheaper in the suburbs than in the city, which is certainly a plus.

      Suburbs: The Cons
      There may not be as many jobs available in the suburbs as there are in the city, so you might have a long commute to work. Some people may have to drive one or two hours each way every day. This can be a real pain and even make it harder to advance your career.

      Also, many people move into a larger home when they relocate from the city to the suburbs. This requires a lot of additional furniture and other expensive items that could hike the overall price of relocating.

      Lastly, public transportation may be scarcer in the suburbs. This can make it difficult to catch a train or a bus to the city and back, depending on where you live.

      City: The Pros
      As mentioned, there are generally more job opportunities in the city than in suburban areas. With more companies and more room for advancement, this is a major pro for living in the city. You're likely to find a far superior transportation system in a metro area, so you can catch a bus, train or Uber to anywhere you need to go in a matter of minutes.

      Also, there may be more opportunity to expand your cultural horizons living in the city. You'll be exposed to art, the theater, musical groups and other forms of entertainment on a regular basis, whereas the suburbs may present fewer opportunities.

      City: The Cons
      Again, the cost of living is generally higher in the city. Things are more expensive, so you often get less for your money. Also, the competition for good jobs can be intense when living in the city. If you're looking to get a job–especially a high-paying one–expect the competition to be fierce.

      Living the city life has the potential to be more stressful, as well. It's a fast-paced environment, and some people have a hard time keeping up.

      Notably, both the suburbs and the city have many more upsides to offer. In the end, picking the ideal place to live comes down to your personal wants and needs. Speak to a real estate agent to learn more about the costs and lifestyle in any area you’re considering moving to.

      Source: Wendy Dessler/RISMedia’s Housecall

      Published with permission from RISMedia.

    • How to Protect Your Delivery Packages From Thieves

      27 September 2021

      With the rise of online shopping, we now buy a wide range of items over the internet and have them conveniently shipped right to our doorsteps. However, delivery packages are easy targets for watchful thieves, often called “porch pirates.”

      In fact, studies suggest millions of packages are stolen from doorsteps across the country every year, especially during the holidays. Just imagine buying an expensive gift for your significant other or the toy your child has been begging for all year–only for it to get swiped outside your home by some crook!

      To help ensure your packages are delivered to you safe and secure, the Better Business Bureau offers the following tips:

      Track your packages. Follow shipments from the seller to your front door with online, text message or phone call tracking offered through the delivery company. Sign up for alerts to be notified of delays or exceptions and when the package has been delivered.

      Request a signature. This package delivery feature will likely come with a fee, but without a recipient’s signature, the delivery service won’t be able to leave a package exposed on a doorstep.

      Use your credit card. When making purchases online, use your credit card rather than a debit card or another form of payment. Credit card companies are more likely to offer refunds in the event of theft.

      Insure valuable items. Purchase delivery insurance to protect merchandise against loss or damage. Contact your local police department if you do become a victim of package theft.

      Check with online retailers. Many online retailers offer alternative delivery options. Check to see if they offer a shipping choice that allows you to pick up your items at a delivery hub near you.

      Check with your employer. Some employers will allow package delivery to your place of work for safe keeping.

      Ask your neighbors. If you know people that work out of their home or stay at home that live near you, ask them to look out for your deliveries.

      With these tips, you’ll be able to protect your delivery packages and truly benefit from the convenience of online shopping!

      Published with permission from RISMedia.

    • 5 Tips for Frugal Urban Living

      27 September 2021

      Urban living is expensive—especially for recent college graduates who are living their dream of getting a good first job in the big city. But successful urban living, financial advisors say, is all about being thoughtful and learning to spend wisely and well.

      • Know the 3 Ns: Necessities, Nest Egg and Non-Essentials - Necessities, like rent, food, clothing and transportation, should take no more than 50% of your income. Aim for a nest egg—savings in an interest-bearing account that includes cash enough for three month’s expenses or emergencies, plus a chunk of your monthly income going into a retirement account—and designate no more than 20% of your income for discretionary items such as entertainment, dining out, vacations and other non-essentials.
      • Know the 4 Rs: Reduce, Repair, Reuse, Recycle - Before you buy something, ask yourself: Do I really need it? Can I buy it second-hand or trade for it? Can I recycle or repurpose something I already have? Can I find it on the cheap? Get acquainted with local websites devoted to buying and trading used merchandise.
      • Stick to a List - Resist impulsive buying. Whether it’s groceries, clothing, household goods or non-essentials, make a list of what you need and do your best to stick to it when you shop. And a good piece of advice...never do your grocery shopping on an empty stomach!
      • Try Not to Pay Full Price - Clip coupons, download apps and sign up for loyalty programs. Check the internet for books and tips on purchasing almost anything you need at a discount. Facebook Marketplace is a good place to start looking for preowned items at affordable prices.
      • Put People Over Things - Money can’t buy relationships. Even casual conversations can lead to friendships, and friends can be your greatest asset. Apart from the emotional support that friends provide, you can live more frugally by cooking together instead of eating out, playing games at home instead of spending on expensive entertainment, and keeping each other on the straight and narrow when it comes to spending wisely.

      Published with permission from RISMedia.